Financing
A new roof for the cost of your phone bill.
Drag the slider to see your monthly payment at different terms. Pre-qualify in 60 seconds — soft credit check only.
- Monthly
- $156
- APR
- 9.99%
- Total interest
- $13,531
Financing provided by Hearth Technologies and its lending partners. All loans subject to credit approval. Rates, terms, and amounts shown are examples and may vary.
Financing questions, answered.
Does pre-qualification affect my credit score?
No. Hearth uses a soft credit pull that does not appear on your credit report. A hard pull only happens if you accept a specific loan offer.What APR will I actually get?
Rates currently range from 6.99% to 24.99% APR depending on your credit profile, term, and loan amount. The calculator uses a mid-range 9.99% for illustration.Can I pay off the loan early?
Yes — all Hearth loans through our partners allow prepayment without penalty.Do you accept insurance payments as deposit?
Yes. If you're filing a claim, most homeowners finance only their deductible or any scope items insurance will not cover.